Tools & Testimonials

Real stories, practical guidance, and trusted insights to help you move forward with confidence that you will receive the best advice.

Free Mortgage Reminder Service

Let me remind you 6 months before your mortgage deal ends — giving us time to review options and secure the best deal.

Homesearch Tool

Use our Homesearch tool to get more information about a property you’re looking to buy, sell, or rent out.

Home Mover Checklist

Here’s a simplified checklist to help you understand and keep track of the conveyancing process.

What People Say About Veritas Financial Group

Honest feedback from real clients who’ve trusted us with life’s biggest financial moments

As a conveyancing solicitor, I work closely with a wide range of professionals in the property industry, and I can confidently say that Vicki stands out as one of the most reliable and dedicated mortgage and protection advisers I’ve had the pleasure of working with. Vicki’s know

ledge of the mortgage market is second to none, and she consistently goes above and beyond to ensure that clients receive the best possible advice tailored to their individual circumstances. Communication is always clear, timely, and proactive—qualities that make a huge difference in keeping transactions smooth and on track.

What truly sets her apart is the genuine care and attention given to each client. It's clear that Vicki not only understands the financial side of things but also the emotional side of buying a home, which helps to make the process much less stressful for everyone involved.

I thoroughly enjoy working with Vicki and hope we can continue to do so for years to come!
Annie Russel
Sort Legal
Vicki has been a massive help to me on multiple occasions when my clients have struggled with mortgage applications, Vicki has always gone above and beyond to help the clients and made sure they have been matched with the correct and best lender. I wouldn’t trust anyone else to help my clients as well as Vicki does she is a breath of fresh air and always goes above and beyond.
Katie
Mordern Auction Property Consultant
Having collaborated with Vicki Picton over the years, I've consistently been impressed by her unwavering dedication to her clients. Her transition from a self-employed advisor to founding Veritas Financial Group is a testament to her commitment to delivering honest, clear, and client-focused mortgage and protection advice.

Vicki's meticulous attention to detail and her proactive approach in navigating complex cases ensure that her clients receive tailored solutions that truly meet their needs. Her professionalism and integrity make her an invaluable asset to our network.
Jonathan Needham
Needham Financial Group, partnered with Cornerstone Network

Conveyancing Checklist – What to Expect When Buying or Selling a Property

  • Complete solicitor onboarding paperwork (Buyer & Seller)
  • Seller’s solicitor prepares and sends draft contracts (Seller)
  • Buyer’s solicitor orders property searches (Buyer)
  • Local authority search (planning, road issues)
  • Environmental search (flood risk, land contamination)
  • Water & drainage search (mains water, sewer connection)
  • Buyer’s solicitor reviews and raises enquiries (Buyer)
  • Seller’s solicitor responds to enquiries (Seller)
  • All parties agree on exchange and completion dates (Buyer & Seller)
  • These dates can be the same or different
  • Buyer sends deposit to solicitor (Buyer)
  • Solicitor requests mortgage funds from lender (Buyer)
  • On completion day: funds are transferred, and keys are exchanged! (Buyer & Seller)
  • If part of a chain, ensure all parties are ready to move on the same day

Seller Checklist

  • Put your property on the market with an estate agent you feel comfortable with. Ask what
    happens if it doesn’t sell – will you still owe fees?
  • If you’re buying onward, book a cost of moving appointment with Veritas to check
    affordability, mortgage porting, and any exit fees.
  • Decide which solicitor you want to use. I work closely with many – ask if you’d like
    recommendations.
  • Complete your solicitor’s initial paperwork promptly.
  • Respond to any enquiries from the buyer’s solicitor as quickly as possible.
  • Plan moving day, do you need a van or to hire home movers? – Happy to help you obtaim a
    quotation for home moving companies.
     Prepare for exchange and completion dates (can be the same or different).

Buyer Checklist

  • Ensure you can afford the property and have obtained an Agreement in Principle (AIP).
  • Have your offer accepted.
  • Choose a solicitor (ask for help if needed – I have trusted contacts).
  • Submit your mortgage application.
  • If you’d like a survey, arrange one – I can assist. (This is different to a mortgage valuation)
  • Arrange buildings insurance (this is required by mortgage lenders). Veritas can help – ask for
    a quote.
  • Discuss protection insurance options (life, critical illness, income protection). It’s about peace
    of mind – I’ll walk you through it.
  • Book your removals van or moving company in good time – if you would like help with a
    quote for removals – just ask!
  • Prepare your deposit and be ready for exchange and completion day!

Need help at any stage? Get in touch today for honest, straightforward advice tailored to you.
Call: 07506 983552
Email: vicki@veritasfg.co.uk